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 Sbi Arogya Premier Policy
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SBI General Insurance

Arogya premier

Includes Maternity Cover.
Restore benefits upto 100%.
No claim bonus of 10% (max upto 50%).
Coverage available upto 30 Lakh
Total cashless network hospitals 5703
66.08% Claim Settlement Ratio
Includes Maternity Cover.
Restore benefits upto 100%.
No claim bonus of 10% (max upto 50%).
Coverage available upto 30 Lakh
Total cashless network hospitals 5703
66.08% Claim Settlement Ratio
family premium calculation
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Overview

SBI General Arogya Premier is a health insurance plan that addresses the specific healthcare needs of HNIs (High Networth Individuals). This health cover comes with various flexible options and offers access to the best medical treatment. Read below to understand more in detail about the benefits of this plan. Less

SBI General Arogya Premier is a health insurance plan that addresses the specific healthcare needs of HNIs (High Networth Individuals). This health cover comes with various flexible options and offers access to the best medical treatment. Read below to understand more in detail about the benefits of this plan.

Features of Arogya premier

Key features to look for while selecting your health insurance plan
Sum Assured:
10.0%

Renewal Bonus

Renewal Bonus
Renewal bonus is bonus money added in the sum insured for every claim free year.
0%

Copay

Copay
Copay is the percentage of the claim amount that is borne by an insured person.
No limit on room rent

Room Rent

Room Rent
Room rent limit is the maximum amount of per day room charges that you can claim in case you get admitted to a hospital.
4 years

PED Waiting period

PED Waiting period
The amount of time you need to wait for, from the start of your policy, to be able to use the benefits in case of a particular disease
Available

Health checkup

Health checkup
This plan offers a free health checkup of up to Rs. 5000, after a period of 4 years, provided you have not filed a claim.

What is covered?

Sum Assured:
Maternity
Covered after 0 years

Maternity

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What is Maternity
Maternity expenses can only be claimed after 0 yearsThe maximum you can claim as maternity expenses is Rs 5,00,000
Renewal Bonus
10.0%

Renewal Bonus

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What is Renewal Bonus
Renewal bonus is added in the sum insured for every claim free year. This plan offers No Claim Bonus of up to maximum of 50% of Sum Insured.
Pre hospitalization
60 days

Pre hospitalization

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What is Pre hospitalization
Medical expenses up to 60 days before admission will be covered.
Post Hospitalization
90 days

Post Hospitalization

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What is Post Hospitalization
Medical expenses up to 90 days after discharge will be covered.
Health checkup
Available

Health checkup

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What is Health checkup
This plan offers a free health checkup of up to Rs. 5000, after a period of 4 years, provided you have not filed a claim.
Restore benefits
Up to 100.0% of sum assured

Restore benefits

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What is Restore benefits
This plan reinstates your basic cover, in case you exhaust your cover in a policy year. Restoration works only for unrelated claims.
Ambulance charges
Covered

Ambulance charges

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What is Ambulance charges
You can claim Rs. 1,500 per hospitalization up to a maximum of Rs. 1,00,000 for ambulance charges.
AYUSH Cover
Covered

AYUSH Cover

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What is AYUSH Cover
Sidha, Ayurvedic, Homeopathic, Unani are covered up to a sum of Rs 5,00,000
Home hospitalization
Covered

Home hospitalization

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What is Home hospitalization
Treatment taken at home for any medical reason, if hospitalization is not possible. This is a rare scenario and is termed as 'Domiciliary Hospitalization'. In such a scenario, expenses of up to Rs 5,00,000 are covered in this plan.
Organ Donor
Covered

Organ Donor

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What is Organ Donor
In case of an organ transplant and there is a need of an organ donor, hospitalisation charges for the organ donor and surgical expenses for harvesting the organ are covered in this plan. However, the cost of finding a donor is not covered.
Day Care
142 procedures upto S.I.

Day Care

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What is Day Care
Health insurance covers medical expenses only for hospitalizations exceeding 24 hours. Day care procedures refers to medical treatment undertaken in a hospital requiring less than 24 hours due to technological advancement. This plan covers listed day care procedures as mentioned in the policy wordings.
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What’s not covered

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Hospital Daily Cash
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OPD
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War related Injuries
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Cosmetic Surgery
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Lasik eye treatment
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Damage while driving under the influence of liquor or drugs

Cashless network hospitals

You don’t have to pay a penny to get your treatment done in the network hospitals of SBI General Insurance.
Search for number of nearby cashless network hospitals in your area.
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5703
Network Hospitals in India
Search cashless hospitals in your area
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89

Eligibility criteria

AGE ELIGIBILITY

3 months
Adult
65 years
Max age bar

POLICY PERIODS

1
year(s)
 2
year(s)
 3
year(s)

AGE ELIGIBILITY

3 months
65 years
Max age bar

No. of Members Covered

4
Members
Upto 2
Adults
Upto 2
Children

Policy Periods

1 year(s) 2 year(s) 3 year(s)

Waiting period

After
4 years
You can claim for any pre-existing conditions after 4 years of the policy start date.
After
30 days
A 30 days cooling period for all claims except any arising out of accidental injuries

About SBI General Insurance

SBI General Insurance Company Limited started its operations as a joint venture between (SBI) State Bank of India & (IAG) Insurance Australia Group. SBI General Insurance offers a variety of insurance products raning from from Motor insurance, Health insurance, Personal Accident insurance, Travel insurance and Home Insurance in the retail space. Less

SBI General Insurance Company Limited started its operations as a joint venture between (SBI) State Bank of India & (IAG) Insurance Australia Group. SBI General Insurance offers a variety of insurance products raning from from Motor insurance, Health insurance, Personal Accident insurance, Travel insurance and Home Insurance in the retail space.

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Want Expert Advice?
Talk to our Insurance experts to choose the right plan as per your medical needs.
I hereby authorize Oneinsure to communicate with me on the given number for my Insurance needs. I am aware that this authorization will override my registry under NDNC. Less
I hereby authorize Oneinsure to communicate with me on the More
Thank you for scheduling a call with us! One of our Health Insurance experts will call you shortly.
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