Reliance Health Insurance

Health Gain

• This is a health plan which offers basic coverage in the range of INR 3,00,000 and INR 18,00,000 for individuals between age 5 years and 65 years.
• Coverage for day care procedures, pre and post hospitalization expense cover, no claim equal to 1/3 rd of sum insured up to a maximum of 100%, etc. are the benefits provide in this plan.

Note: There is no maximum entry age limit for sum insured INR 3,00,000.

HealthWise

• This is a health plan which offers coverage in the range of INR 2,00,000 and INR 5,00,000 for individuals between age 18 years and 65 years.
• Coverage for day care procedures, pre and post hospitalization expense cover,etc. are the benefits provide in this plan.

Note: This policy is renewable only up to age 75 years.

Premium discount of 5% for a maximum of up to 20 % is provided in this policy after every claim free year.

Critical Illness Cover

• This health plan specifically covers critical illness in the range of INR 5,00,000; INR 7,00,000 and INR 20,00,000.
• The policy offers lump sum amount in case of diagnosis of any of the 10 critical illnesses.
• Critical illnesses are categorised as:
  • Category I- life threatening illnesses
  • Category II- lifestyle disability
  • Premium discount of 5% for policy period of 1 year and a discount of 10 % for policy period 3 years up to a maximum of 50% is available.

Note: The policy can be renewed only up to age 55 years.

To opt this plan for sum assured above INR 10,00,000 or individuals above age 45 years contact Coverfox.

Personal Accident

• This plan offers compensation in case of accidents for individuals between age 5 years and age 70 years.
• The coverage offered is categorized in three tables
  • Table A – Provides compensation in case of death.
  • Table B – Provides compensation in case of death and permanent total disability (PTD).
  • Table C – Provides compensation in case of death, permanent total disability and partial permanent disability (PPD).
  • 5 % increase in capital sum insured up to a maximum of 50 % for no claim in case of death or PTD, reimbursement of medical expenses, etc. are the additional benefits provided in this policy.
• Note: The capital sum insured is based on the annual income while the premium rates are defined taking into consideration individuals' occupation and associated risk.

HealthGain

• This is a family floater plan which covers health cost of the entire family in the range of INR 3,00,000 and INR 18,00,000.
• A maximum of 2 adults between age 21 years and 65 years and 4 dependent children between age 3 months and 21 years can be covered under this policy.
• Coverage for day care procedures, pre and post hospitalization expense cover, no claim equal to 1/3 rd of sum insured up to a maximum of 100%, etc. are the benefits provide in this plan.

Note: There is no maximum entry age limit for sum insured INR 3,00,000.

HealthWise

• This is a family floater plan which covers health cost of the entire family in the range of INR 2,00,000 and INR 5,00,000.
• Proposer and proposer's spouse up to age 65 years and 2 dependent children between age 3 months and 18 years can be covered under this policy.
• Coverage for day care procedures, pre and post hospitalization expense cover, etc. are the benefits provide in this plan.

Note: This policy is renewable only up to age 75 years.

Premium discount of 5% for a maximum of up to 20 % is provided in this policy after every claim free year.

Personal Accident

• This plan offers compensation in case of accidents.
• Proposer and not earning spouse up to age 70 years, children between age 5 years and age 25 years can be covered under this policy.
• The coverage offered is categorized as:
  • Table A – Provides compensation in case of death.
  • Table B – Provides compensation in case of death and permanent total disability (PTD).
  • Table C – Provides compensation in case of death, permanent total disability and partial permanent disability (PPD).
  • 5 % increase in capital sum insured up to a maximum of 50 % for no claim in case of death or PTD, reimbursement of medical expenses, etc. are the additional benefits provided in this policy.

Note: The capital sum insured is based on the annual income while the premium rates are defined taking into consideration individuals' occupation and associated risk.