Portfolio of products

Individual Health Plans

Janata Personal Accident Policy

  • This plan offers coverage in the range of INR 25,000 to INR 5,00,000 for individuals between age 10 years and 80 years irrespective of age and profession.
  • Death, total disability, permanent partial disability, etc. are covered under this plan.


Nagrik Suraksha Policy

  • This is a personal accident plan which offers coverage in case of permanent or temporary disability.
  • Note: For any claims under this policy the disability should be more than 40%.

Individual Mediclaim Health Insurance

  • This plan offers basic coverage in the range of INR 50,000 and INR 5,00,000 for individuals between age 3 months and 80 years.
  • Inpatient hospitalization expense cover, pre and post hospitalization expense cover, etc. are the benefits provided in this plan.

Personal Accident Policy

  • This is a benefit plan which offers coverage in case of accident depending on the plan chosen from the table of benefits.
  • Permanent or partial disability, accident related death, etc. are covered under this plan.

Family Health Plans

Happy family silver plan

  • This is a family floater plan which offers coverage to the entire family in the range of INR 1,00,000 and INR 5,00,000.
  • Dependents between age 3 months and 25 years and adults above age 18 years can be covered under this plan.
  • A maximum of two members can be covered under this plan.
  • Basic coverage like pre and post hospitalization expense, ambulance charges, etc. are covered under this plan.

Happy family gold plan

  • This is a family floater plan which offers coverage to the entire family in the range of INR 2,00,000 and INR 10,00,000.
  • Dependents between age 3 months and 25 years and adults above age 18 years can be covered under this plan.
  • A maximum of two members can be covered under this plan.
  • In addition to silver plan, the gold plan offers daily cash allowance, add-on coverage for personal accidents, etc. are benefits provided in this plan.