Overview
Max Bupa Health Companion is a type of health plan that covers up to 19 relationships in a single plan. It also secures you and your family against Covid-19. This plan is an ideal choice for single individuals, married couples, nuclear families & even extended families. It offers a cover of up to Rs.1 Crore. Read below to understand more in detail about the benefits of this plan. Less
Max Bupa Health Companion is a type of health plan that covers up to 19 relationships in a single plan. It also secures you and your family against Covid-19. This plan is an ideal choice for single individuals, married couples, nuclear families & even extended families. It offers a cover of up to Rs.1 Crore. Read below to understand more in detail about the benefits of this plan.
Features of Health Companion
Key features to look for while selecting your health insurance plan
Sum Assured:
20.0%
Renewal Bonus
Renewal bonus is bonus money added in the sum insured for every claim free year.
0%
Copay
Copay is the percentage of the claim amount that is borne by an insured person.
No limit on room rent
Room Rent
Room rent limit is the maximum amount of per day room charges that you can
claim in case you get admitted to a hospital.
4 years
PED Waiting period
The amount of time you need to wait for, from the start of your policy,
to be able to use the benefits in case of a particular disease
Available
Health checkup
This plan offers a free health checkup (specific test package), after a period of 2 years, provided you have not filed a claim.
20.0%
Renewal Bonus
Renewal bonus is bonus money added in the sum insured for every claim free year.
0%
Copay
Copay is the percentage of the claim amount that is borne by an insured person.
No limit on room rent
Room Rent
Room rent limit is the maximum amount of per day room charges that you can
claim in case you get admitted to a hospital.
3 years
PED Waiting period
The amount of time you need to wait for, from the start of your policy,
to be able to use the benefits in case of a particular disease
Available
Health checkup
This plan offers a free health checkup (specific test package), after a period of 1 year, provided you have not filed a claim.
20.0%
Renewal Bonus
Renewal bonus is bonus money added in the sum insured for every claim free year.
0%
Copay
Copay is the percentage of the claim amount that is borne by an insured person.
No limit on room rent
Room Rent
Room rent limit is the maximum amount of per day room charges that you can
claim in case you get admitted to a hospital.
3 years
PED Waiting period
The amount of time you need to wait for, from the start of your policy,
to be able to use the benefits in case of a particular disease
Available
Health checkup
This plan offers a free health checkup (specific test package), after a period of 1 year, provided you have not filed a claim.
What is covered?
Sum Assured:
Renewal Bonus
What is Renewal Bonus
Renewal bonus is added in the sum insured for every claim free year. This plan offers No Claim Bonus of up to maximum of 100% of Sum Insured.
Pre hospitalization
What is Pre hospitalization
Medical expenses up to 30 days before admission will be
covered.
Post Hospitalization
What is Post Hospitalization
Medical expenses up to 60 days after discharge will be covered.
Health checkup
What is Health checkup
This plan offers a free health checkup (specific test package), after a period of 2 years, provided you have not filed a claim.
Restore benefits
What is Restore benefits
This plan reinstates your basic cover, in case you exhaust your cover in a policy year.
Restoration works only for unrelated claims.
Ambulance charges
What is Ambulance charges
You can claim up to a maximum of Rs. 3,000 for ambulance charges.
AYUSH Cover
What is AYUSH Cover
Sidha, Ayurvedic, Homeopathic, Unani are covered up to a sum of Rs 2,00,000
Home hospitalization
What is Home hospitalization
Treatment taken at home for any medical reason, if hospitalization is not possible. This is a rare
scenario and is termed as 'Domiciliary Hospitalization'. In such a scenario, expenses of up to Rs 2,00,000 are covered in this plan.
Organ Donor
What is Organ Donor
In case of an organ transplant and there is a need of an organ donor,
hospitalisation charges for the organ donor are covered in this plan.
However, the cost of finding a donor is not covered.
Day Care
What is Day Care
Health insurance covers medical expenses only for hospitalizations exceeding 24 hours.
Day care procedures refers to medical treatment undertaken in a hospital requiring
less than 24 hours due to technological advancement. All day care procedures are covered in this plan.
Renewal Bonus
What is Renewal Bonus
Renewal bonus is added in the sum insured for every claim free year. This plan offers No Claim Bonus of up to maximum of 100% of Sum Insured.
Pre hospitalization
What is Pre hospitalization
Medical expenses up to 30 days before admission will be
covered.
Post Hospitalization
What is Post Hospitalization
Medical expenses up to 60 days after discharge will be covered.
Health checkup
What is Health checkup
This plan offers a free health checkup (specific test package), after a period of 1 year, provided you have not filed a claim.
Restore benefits
What is Restore benefits
This plan reinstates your basic cover, in case you exhaust your cover in a policy year.
Restoration works only for unrelated claims.
Ambulance charges
What is Ambulance charges
You can claim up to a maximum of Rs. 3,000 for ambulance charges.
AYUSH Cover
What is AYUSH Cover
Sidha, Ayurvedic, Homeopathic, Unani are covered up to a sum of Rs 5,00,000
Home hospitalization
What is Home hospitalization
Treatment taken at home for any medical reason, if hospitalization is not possible. This is a rare
scenario and is termed as 'Domiciliary Hospitalization'. In such a scenario, expenses of up to Rs 5,00,000 are covered in this plan.
Organ Donor
What is Organ Donor
In case of an organ transplant and there is a need of an organ donor,
hospitalisation charges for the organ donor are covered in this plan.
However, the cost of finding a donor is not covered.
Day Care
What is Day Care
Health insurance covers medical expenses only for hospitalizations exceeding 24 hours.
Day care procedures refers to medical treatment undertaken in a hospital requiring
less than 24 hours due to technological advancement. All day care procedures are covered in this plan.
Renewal Bonus
What is Renewal Bonus
Renewal bonus is added in the sum insured for every claim free year. This plan offers No Claim Bonus of up to maximum of 100% of Sum Insured.
Pre hospitalization
What is Pre hospitalization
Medical expenses up to 30 days before admission will be
covered.
Post Hospitalization
What is Post Hospitalization
Medical expenses up to 60 days after discharge will be covered.
Health checkup
What is Health checkup
This plan offers a free health checkup (specific test package), after a period of 1 year, provided you have not filed a claim.
Restore benefits
What is Restore benefits
This plan reinstates your basic cover, in case you exhaust your cover in a policy year.
Restoration works only for unrelated claims.
Ambulance charges
What is Ambulance charges
You can claim up to a maximum of Rs. 3,000 for ambulance charges.
AYUSH Cover
What is AYUSH Cover
Sidha, Ayurvedic, Homeopathic, Unani are covered up to a sum of Rs 15,00,000
Home hospitalization
What is Home hospitalization
Treatment taken at home for any medical reason, if hospitalization is not possible. This is a rare
scenario and is termed as 'Domiciliary Hospitalization'. In such a scenario, expenses of up to Rs 15,00,000 are covered in this plan.
Organ Donor
What is Organ Donor
In case of an organ transplant and there is a need of an organ donor,
hospitalisation charges for the organ donor are covered in this plan.
However, the cost of finding a donor is not covered.
Day Care
What is Day Care
Health insurance covers medical expenses only for hospitalizations exceeding 24 hours.
Day care procedures refers to medical treatment undertaken in a hospital requiring
less than 24 hours due to technological advancement. All day care procedures are covered in this plan.
What’s not covered
Maternity
Hospital Daily Cash
OPD
War related Injuries
Cosmetic Surgery
Lasik eye treatment
Damage while driving under the influence of liquor or
drugs
Cashless network hospitals
You don’t have to pay a penny to get your treatment done in the
network hospitals of Niva Bupa Health Insurance.
Search for number of nearby cashless network hospitals in your area.
Search for number of nearby cashless network hospitals in your area.
8190
Network Hospitals in India
Search cashless hospitals in your area
5
Eligibility criteria
AGE ELIGIBILITY
|
18 years
Adult
|
No limit
Max age bar
|
POLICY PERIODS
|
1
year(s)
|
2
year(s)
|
AGE ELIGIBILITY
|
3 months
|
No limit
Max age bar
|
No. of Members Covered
|
6
Members
|
Upto 2
Adults
|
Upto 4
Children
|
Policy Periods
| 1 year(s) | 2 year(s) |
Waiting period
After
3 years
You can claim for any pre-existing conditions after 3 years of the policy start date.
After
30 days
A 30 days cooling period for all claims except any arising out of accidental injuries
About Niva Bupa Health Insurance
(Max Bupa) Max Bupa Health Insurance Company Ltd. is a joint venture between True North, which is one of the leading private equity firms in India & Bupa which is a UK based healthcare services expert. Bupa has an experience of 60 years in healthcare industry & a customer-base of 2.9 CR in over 190 countries across the world. Together, Max Bupa provides affordable Health Insurance Plans for you and your family. Less
(Max Bupa) Max Bupa Health Insurance Company Ltd. is a joint venture between True North, which is one of the leading private equity firms in India & Bupa which is a UK based healthcare services expert. Bupa has an experience of 60 years in healthcare industry & a customer-base of 2.9 CR in over 190 countries across the world. Together, Max Bupa provides affordable Health Insurance Plans for you and … More
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