Max Bupa Health Insurance Company Limited is joint venture between Max India Limited and Bupa (British United Provident Association, a healthcare firm in the United Kingdom which was established in 1947). Health insurance products are offered by the company which are for both individual and family.
Compare the best health insurance plans from 20 top insurance companies in India
This policy offers basic coverage in the range of INR 2,00,000 and INR 4,00,000 for individuals of between age 18 years and 65 years.
Pre and post hospitalisation expenses, day care procedures, etc., are benefits provided in this plan.
Co-payment of 20 % (amount to be paid by the policy holder before claiming for the policy) is applicable for individuals above age 65 years.
Health @ Companion- Gold
This policy offers basic coverage of INR 5,00,000 for individuals between age 18 years and 65 years.
Pre and post hospitalisation expenses, day care procedures, etc., are benefits provided in this plan. This plan offers higher expense cover than Health Companion @ Silver.
Co-payment of 20 % (amount to be paid by the policy holder before claiming for the policy) is applicable for individuals above age 65 years.
Heartbeat- Gold Policy
This policy offers coverage in the range of INR 5,00,000 and 50,00,000 for individuals of any age above 18 years.
Pre and post hospitalisation expenses, day care procedures, health check up (every year), etc.are covered under this policy.
Under loyalty program, the plan offers additional sum insured or earn and redeem benefit on every renewal irrespective of claims made.
10 % or 20 % co-payment is applicable above age 65 years.
Heartbeat- Platinum Policy
This policy offers coverage in the range of INR 15,00,000 and INR 1,00,00,000 for individuals of any individual above age 18 years.
Pre and post hospitalisation expenses, day care procedures, health check up (every year), etc.are covered for higher expenses than gold under this policy. Additionally, this policy also has international coverage for 9 treatments specified in the document.
Under loyalty program, the plan offers additional sum insured or earn and redeem benefit on every renewal irrespective of claims made.
10 % or 20 % co-payment is applicable above age 65 years.
Heartbeat- Silver Plan
This is a top plan (these plans have an agreed upon deductible amount to be paid at the time of claim) for any individual above age 18 years.
The coverage amount for this plan is INR 2,00,000 and INR 3,00,000 and the deductible amount for the plan is INR 1,00,000 and INR 3,00,000.
Pre and post hospitalisation expenses, day care procedures, health check up (every two years), etc.are covered under this policy.
Under loyalty program, the plan offers additional sum insured or earn and redeem benefit on every renewal irrespective of claims made.
10 % or 20 % co-payment is applicable above age 65 years.
Health Assurance
This is a unique plan which offers coverage for critical illness, hospital cash and personal accident at 4 different range/ levels of sum assured.
Critical illness- It would provide lump sum amount in case of critical illness and coverage in the range of INR 3,00,000 and INR 10,00,000between age 18 years and 65 years.
Hospital cash- This would additionally to cover miscellaneous expenses required on daily basis during hospitalisation. It provides coverage in the range of INR 1000 per day to INR 4000 per day between age 18 years and 65 years.
Personal accident- It would provides lump sum amount in case of accidents. The coverage offered would be in the range of INR 5,00,000to INR 25,00,000 between age 18 years and 65 years.
The plan also has 7 options having different combinations of benefits in it.
Option I- Will have critical illness cover, Hospital cash benefit and personal accident cover
Option II- Will have critical illness cover and hospital cash benefit
Option III- Will have critical illness and personal accident cover
Option IV- Will have hospital cash benefits and personal accident cover
Option V- Will have critical illness cover only
Option VI- Will have hospital cash benefit only
Option VII- Will have personal accident cover only
Family Health Plans
Health @ Companion- Silver Policy
This is a basic family floater plan which covers health costs of the entire family in the range of INR 2,00,000 and INR 4,00,000.
A maximum of 2 adults (proposer & spouse) in the family between age 18 years and 60 years and 4 children between age 3 months and 23 years can be covered under this policy.
Pre and post hospitalisation expenses, day care procedures, etc., are benefits provided in this plan.
Co-payment of 20 % (amount to be paid by the policy holder before claiming for the policy) is applicable for individuals above age 65 years.
Health @ Companion- Gold Policy
This is a basic family floater plan which covers health costs of the entire family in the range of INR 5,00,000.
A maximum of 2 adults (proposer & spouse) and 4 children in the family between age 18 years and 60 years and dependent children betweenage 3 months and 23 years can be covered under this health insurance policy.
Pre and post hospitalisation expenses, day care procedures, etc., are benefits provided in this plan. This plan offers higher expense cover than Health Companion @ Silver.
Co-payment of 20 % (amount to be paid by the policy holder before claiming for the policy) is applicable for individuals above age 65 years.
Heartbeat- Gold Policy
This is a family floater plan which covers health costs of the entire family in the range of INR 5,00,000 and 50,00,000.
A maximum of 2 adults and 4 children of any age in the family can be covered under this plan.
Pre and post hospitalisation expenses, day care procedures, health check up (every year), etc.are covered under the policy.
Under loyalty program, the plan offers additional sum insured or earn and redeem benefit on every renewal irrespective of claims made.
10 % or 20 % co-payment is applicable above age 65 years.
Heartbeat- Platinum Policy
This is a family floater plan which covers health costs of the entire family in the range of INR 15,00,000 and INR 1,00,00,000.
A maximum of 2 adults (proposer & spouse) and 4 children of any age in the family can be covered under this plan.
Pre and post hospitalisation expenses, health check up (every year), out-patient, maternity benefits and new born cover, etc.are covered under this policy. Additionally, this policy also has international coverage for 9 treatments specified in the document.
Under loyalty program, the plan offers additional sum insured or earn and redeem benefit on every renewal irrespective of claims made.
10 % or 20 % co-payment is applicable above age 65 years.
Heartbeat- Silver Policy
This is a top up plan (these plans have an agreed upon deductible amount to be paid at the time of claim) which offers coverage of INR 2,00,000 and INR 3,00,000 for all the family members.
A maximum of 2 adults (proposer & spouse) and 4 children of any age in the family can be covered under this plan.
Pre and post hospitalisation expenses, day care procedures, health check up (every two years), maternity benefit and newborn cover, etc.are covered under the policy.
Under loyalty program, the plan offers additional sum insured or earn and redeem benefit on every renewal irrespective of claims made.
10 % or 20 % co-payment is applicable above age 65 years.
Family First- Silver Policy
This is a unique family health insurance plan specially designed for joint families which covers any number of family members from defined 14 family relations.
The base sum insured is divided into two insured values such that all the members are covered on an individual as well as floater basis under same plan.
The individual Sum insured value is the range of INR 1,00,000 and INR 5,00,000.
The family Sum insured value is in the range of INR 3,00,000 and INR 15,00,000.
The policy offers basic coverage like pre and post hospitalisation expenses, day care procedures, health check up (every two years), maternity benefit and newborn cover, etc.
Under loyalty program, the plan offers additional sum insured or earn and redeem benefit on every renewal irrespective of claims made.
10 % or 20 % co-payment is applicable above age 65 years.
Family First- Gold Policy
This is a unique family health plan specially designed for joint families which covers any number of family members from defined 14 family relations.
The base sum insured is divided into two insured values such that all the members are covered on an individual as well as floater basis under same plan.
The individual Sum insured value is the range of INR 1,00,000 and INR 15,00,000.
The family Sum insured value is in the range of INR 3,00,000 and INR 50,00,000.
The policy offers higher coverage values than the silver policy in case of pre and post hospitalisation expenses, day care procedures, health check up (every year), maternity benefit and newborn cover, etc.
Under loyalty program, the plan offers additional sum insured or earn and redeem benefit on every renewal irrespective of claims made.
10 % or 20 % co-payment is applicable above age 65 years.
Family First- Platinum Policy
This is a unique family health plan specially designed for joint families which covers any number of family members from defined 14 family relations.
The base sum insured is divided into two insured values such that all the members are covered on an individual as well as floater basis under same plan.
The individual Sum insured value is the range of INR 5,00,000 and INR 15,00,000.
The family Sum insured value is in the range of INR 15,00,000 and INR 50,00,000.
The policy offers higher coverage values than the gold policy in case of pre and post hospitalisation expenses, health check up (every year), maternity benefit and newborn cover, out-patient, etc. Additionally, this policy has international coverage for 9 treatments specified in the document.
Under loyalty program, the plan offers additional sum insured or earn and redeem benefit on every renewal irrespective of claims made.
10 % or 20 % co-payment is applicable above age 65 years.
Health Assurance
This is a unique plan which offers coverage for critical illness, hospital cash and personal accident at 4 different range/ levels of sum assured.
Critical illness - It would provide lump sum amount in case of critical illness and coverage in the range of INR 3,00,000 and INR 10,00,000between age 18 years and 65 years.
- A maximum of 2 adults can be covered for this benefit.
Hospital cash- This would additionally cover miscellaneous expenses required on daily basis during hospitalisation. It provides coverage in the range of INR 1000 per day to INR 4000 per day between age 18 years and 65 years.
- Proposer, spouse and 2 children can be covered for this benefit.
Personal accident- It would provides lump sum amount in case of accidents. The coverage offered would be in the range of INR 5,00,000to INR 25,00,000 between age 18 years and 65 years.
- Proposer, spouse and 2 children can be covered for this benefit.
The plan also has 7 options having different combinations of benefits in it.
Option I- Will have critical illness cover, Hospital cash benefit and personal accident cover
Option II- Will have critical illness cover and hospital cash benefit
Option III- Will have critical illness and personal accident cover
Option IV- Will have hospital cash benefits and personal accident cover
Option V- Will have critical illness cover only
Option VI- Will have hospital cash benefit only
Option VII- Will have personal accident cover only
Other Plans
Group Health Insurance
This plan offers health coverage for the entire group for 6 conditions like critical illness, indemnity, health check up, etc. in 32 different combinations.
Employee First Health Insurance Plan
This plan provides comprehensive health coverage to group of employees of any age in the range of INR 1,00,000 and INR 50,00,000.
The plan has benefit of opting for private room and health check up to parents and parents in laws.
This plan also provides maternity benefits and new born coverage.
Employee First Classic Health Insurance Plan
This plan provides group health insurance to employees of any age in the range of INR 50,000 and INR 5,00,000.
This plan can be extended as corporate floater.
It provides coverage to parents, maternity benefits and new born coverage.
Group Personal Accident
This plan offers accidental coverage to the entire group and can be extended to cover family.
The plan has provides lump sum amount in case of accident, permanent total disability, etc. and option to have corporate floater, educational allowance, etc.
