Apollo Munich Health Insurance

Energy (for diabetes)

• This plan is designed specially for people with type 2 diabetes and hypertension. It provides coverage for these illnesses right from day 1 of the policy period.
• The coverage amount is in range of INR 2,00,000 to INR 10,00,000 for individuals between age 18 years and 65 years.
• The plan has two variants gold and silver. Silver plan excludes wellness test whereas Gold plan includes wellness test

Individual Personal Accidental Plan

• This policy covers expenses in case of accidents for people between age 91 days and 69 years in the range of INR 5,00,000 and INR 5,00,00,000.
• The sum insured after age of 70 years (for existing policy holders) is only INR 5,00,000.
  This policy provides worldwide accidental coverage. Accidental death, complete or partial disability, emergency ambulance charges, etc. are covered in this policy.

Optima Super (Aggregate Top up Plan)

• This is a top up plan which covers anybody between age 5 years and 65 years. This plan can also cover a dependent child from the age of 91 days.
• This plan offers coverage of INR 5,00,000 to INR 10,00,000 with deductible in range of INR 1,00,000 and INR 10,00,000.
• In this plan, individuals have the flexibility of choosing the combination of coverage amount and deductible amount as per one's needs.
• Like Optima plus, this also offers the option to convert to zero deductible after retirement.
  

Easy Health Insurance Individual Plan

Apollo Munich Easy Health Insurance Policy

Easy Health Exclusive

• This plan offers coverage in the range of INR 3,00,000 and INR 50,00,000 for individuals between age 5 years to 65 years.
• In addition to the features of Easy health - Standard, this plan provides health check up every 4 years; also maternity benefit.

Optima Restore

• This plan offers coverage in range of INR 3,00,000 and INR 50,00,000 for individuals between age 5 years and 65 years.
• Pre and post hospitalization expense cover, coverage for expenses on day care treatments, no-claim bonus equal to 10 % of sum insured up to a maximum of 50%, etc. are the benefits offered in this plan.
• This health insurance policy specifically offers restore benefits up to 100 % of sum insured after the entire sum insured is exhausted. E-opinion (in case of critical illnesses) is of the additional benefits offered.

Easy Health Standard

This is the basic plan offered by Apollo Munich which covers your hospitalisation costs including pre and post hospitalisation expenses.
The plan offers coverage in range of INR 1,00,000 and 5,00,000 for individuals between age 5 years and 65 years.

Easy Health Premium

• This plan is a variant of easy health plan which offers coverage in range of INR 4,00,000 and INR 50,00,000 for individuals between age 5 years and 65 years.
• In addition to the coverage provided in other variants this plan covers dental treatments, spectacles and contact lens treatment, etc. The plan also has an E-opinion available in case of critical illnesses.

Maxima

• This is a special policy that in addition to covering hospitalisation expenses, covers regular illnesses and out patient expenses
• The plan is available for individuals between age 91 days and 65 years for life.

Optima Vital (Critical illness plan)

• This plan specially offers coverage for critical illness in range of INR 1,00,000 and INR 50,00,000 for individuals between age 18 years and 65 years.
• The plan provides a lump-sum amount in case of critical illnesses. Other benefits include e-opinion and sum insured enhancement.

Optima Plus- (Topup Plan)

• This is a top up plan (these plans have an agreed upon deductible amount to be paid at the time of claim) for anyone between age 5 years and 65 years.
• It can also cover a dependent child over the age of 91 days.
• It has a coverage of INR 5,00,000 with a deductible in range of INR 1,00,000 and INR 5,00,000

Optima Cash- (Daily Hospital Cash Plan)

• This is another top up plan for anyone between age 5 years and 65 years. Is also available to dependent children after age 91 days.
• This plan offers the benefit of daily cash allowance in case of hospitalisation and certain day procedures.
• This policy also comes with a convalescent cash benefit.

Easy Health

• This plan offers coverage to entire family in the range of INR 4,00,000 and INR 50,00,000 for members between age 5 years and 65 years and a 91 days old dependent child.
• A maximum of 2 adults and 4 children can be covered under the floater.
• In addition to the coverage provided in other variants this plan would additionally cover dental treatments, spectacles and contact lens treatment, etc. the plan also has an e-opinion available in case of critical illnesses.

Optima Super

• This is a family floater plan which provides top up cover for entire family for members between age 5 years and 65 years and dependent children from age 91 days onwards.
• A maximum of 2 adults and 2 children can be covered under this floater.
• This plan offers coverage of INR 5,00,000 to INR 10,00,000. Along with benefit to opt for zero deductible after retirement this plan also offers flexibility to its customer to choose their own combination of deductible and coverage.

Easy Health Insurance

Apollo Munich Easy Health Insurance Policy Family Floater

Easy Health Exclusive

• This plan offers coverage to entire family in the range of INR 3,00,000 and INR 50,00,000 for members between age 5 years and a maximum of 65 years and dependent children from age 91 days onwards.
• A maximum of 2 adults and 4 children can be covered under the floater.
• This plan provides health check up after every 4 years; maternity benefits. It also has the option of choosing recovery benefit and additional critical illness.

Optima Restore

• This family floater plan offers coverage to entire family in range of INR 3,00,000 and INR 50,00,000 for adults up to age 65 years and dependent children between age 3 months to 25 years.
• A maximum of 2 adults and 4 children can be covered.
• Pre and post hospitalization expense cover, coverage for expenses on day care treatments, no-claim bonus equal to 10 % of sum insured up to a maximum of 50%, etc. are the benefits offered in this plan.
• This policy specifically offers restore benefits up to 100 % of sum insured after the entire sum insured is exhausted. E-opinion and multiplier benefit are some of the additional benefits offered.

Easy Health Standard

• This is a family floater plan which offers coverage for health costs of the entire family in range of INR 2,00,000 to INR 5,00,000 for members between age 5 years to maximum of 65 years and dependent children from age 91 days onwards.
• A maximum of 2 adults and 4 children can be covered under the floater.
• There are two variants of easy health plan available in the market

Senior Citizen

• • This is an exclusive health insurance plan for senior citizens which provide coverage for both individual and/or their spouse from age 61 onwards.
  • Benefits like E-opinion, Cumulative bonus, Domiciliary treatment, etc. are available under this policy.

Optima Restore

Apollo Munich Optima Restore Policy