Bajaj Allianz Car Insurance Policy
Special Benefits
Free Add-on Coverage Of 24/7 Roadside Assistance - It includes benefits like towing facility to the nearest workshop; assistance for jump start; hotel accommodation up to INR 16,000 (after 12 hours of break down); fuel assistance; spot assistance (24/7 spot assistance within 100 km from the center point of the city); etc.
Lock and Key Replacement Cover - Under this benefit cost for replacement for lost keys would be covered.
Portfolio of products
Standard Plan / Drive Assure Prime
This is a basic plan which offers standard optional covers along with third party and personal accident cover for owner/ driver.
The optional coverage offered under this plan include
Coverage for Electrical Accessories - This option can be chosen at the time of buying a comprehensive policy depending on requirement. It will ensure coverage for accessories like stereo, fog light, etc.
Coverage for Non- Electrical Accessories - This option can be chosen at the time of buying comprehensive policy depending on requirement. It will ensure coverage for seats covers, wheels, etc.
Personal Accident Cover For Co-Passenger - This option can be chosen at the time of buying comprehensive policy depending on requirement. It will ensure personal accident cover for passenger in the car.
CNG Kit Coverage - This option can be chosen at the time of buying comprehensive policy depending on requirement. However, it is mandatory declare the presence of a CNG kit in case the kit is installed. This coverage option will ensure that the CNG kit is covered.
No Claim Bonus Discount - This is an optional cover which gets activated after a claim free year.
Best Value
This variant of car insurance plans offers coverage for third party and personal accident cover for owner/ driver.
The optional coverage offered under this plan include:
All the optional covers mentioned under Standard plan.
Voluntary deductible - This option can be chosen at the time of buying the policy depending on the requirement. With this option a fixed percentage of claimable expenses will be paid by the insured individual.
Flexible Plan / Drive Assure Economy
This is an advanced variant of car insurance plan which covers third party and personal accident for owner/ driver along with add-on covers like:
Depreciation Shield - Depreciation shield also known as zero depreciation or bumper to bumper cover which protects the vehicle from the depreciation value (reduced value of car parts including the paint).
Engine Protector - Engine protector add-on cover which offers coverage in case of non-accidental engine breakdown.
The Plan optional covers offered under this plan are same as its variant Best value plan.
Claim Settlement
Under Bajaj Allianz Car Insurance Policy specific features offered for claim settlement include-
Advance Payment - Up to 75% on account payment in case cashless facility is unavailable.
SMS Update - Status update of motor claim through SMS.
Cashless Garage Network -There are around 2566 Network Garages for four wheelers listed with the company.
